Getting Pre-Approved- Correctly
The pre-approval process, also known as a Pre-Qualification, is a
time that your mortgage professional works with you to find out what
you are trying to purchase, what your goals are, and whether or not
you are qualified to buy your desired home, based on only the
following factors:
#1 Your Credit Rating
#2 Your Income and Financial Situation
#3 Your Goals (desired monthly payment, property type, etc.)
A good mortgage professional will first try to find out what your goals
are: What you are looking to buy
How much you are looking to spend
What your expectations are.
Being able to qualify for a gigantic mortgage does not always mean
that you should be buying to the top of your limit. Just because you
can qualify for a $4,000 a month mortgage payment does not mean
it is right for you.
LET US TELL YOU ABOUT:
The steps included in the process
How to figure out if your mortgage professional is the right one
WHAT TO WATCH OUT FOR WITH A PRE-APPROVAL TO MAKE
SURE YOU DON'T HAVE TO FIND A WAY OUT OF YOUR PURCHASE
MID-STREAM
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